Ep. 28. Karmic Creditors

‘Karmic Creditors’ is probably a very new concept for Westerner (I believe many of you have probably never heard of this term before), but it’s a word that commonly used in Asia.  In fact, average people spend a lot of money seeking for psychics or temple just to get rid of their karmic creditors.  To give you an idea, Karmic creditor is basically those you’ve mistreated in the previous life, who is now in ghost forms and follows everywhere you go just to make sure that your current life is equally miserable as you made them in the previous life.  Of course, karmic creditor also applied to those in real life who mistreat you.  Asian mentality give karmic creditor power to collect their karmic debt, and I believe that’s also why most of Asian seems to be more acceptant to difficulties in life because they partially believe that enduring a difficult life is a way to pay off their karmic debt.

In Taiwan, there’s many way to get rid of Karmic Creditor (usually require help from some kind of psychic since majority of people do not see what and how many karmic creditors are following them.  There goes why I hate being a psychic when I was in Taiwan. :p).  People chant, pray, burn money, buy whatever karmic creditors ask or even do charity, just so they can get rid of them.  In my early stage of studying, I spent more than enough time dealing with Karmic Creditors for people.  Since my aunt is a religious believer, I’d never lack of clients for me to deal with Karmic Creditors.  I used to spend twice a day, hours every time, dealing with Karmic creditors from people I don’t even know of.  Maybe it was the way I was raised to believe, I’d never questions the existence of those karmic creditors.  It was not until I have broader understanding of soul, and bigger picture of soul’s evolution, ‘karmic creditor’ started to not make sense any more.

Don’t take me wrong, karmic creditor do look like a ghost, behave like one, not to mention that they always seems to have so much hatred towards that specific person they follow.  They generally all have one intention in mind, which is to make the person-who-they-collect-karmic-debt’s life miserable.  They could come from your previous life, 200 years ago life, or even the one you live thousand years ago.  Ok, I understand people born into this life, in the same circle, so they can work each other’s issue or even collect whatever karmic debt there is to collect.  But ghost form?  You could only imagine how many questions I have in mind as I progress on my studying, because the existence of Karmic creditor in ghost form simply doesn’t make sense.  My biggest question of all is: if you don’t see them, why wasting energy, time and money trying to get rid of them?  Aside from that, what about their own evolution?  Why stuck with a person with the pittiest thing while they could have evolved so many times already?

Though as unreasonable as it was to me, I could not deny the existence of the force of energy disturbance and the ghost images that I’ve seeing.  And thanks to my never-ending-curiosity, it eventually helped me to identify the real ghost, the ghost that is created by human thought, and those simply projected by human memories.  Karmic creditor, falls into the category of those projected by human memories.  Remembered that I talked about every soul has a database that could traced back to the begining of time?  As long as an event happens, no matter how big or small, your soul would record it into your database.  Though in this life, you may not remember what you had done to other people in the previous life, but your soul will always do.

So karmic creditors appealed most likely because you have triggered something deeper in your soul.  It could be the guilt that you carried for century, or sometimes it’s simply what you project your victim in that life would feel, the chance is that it is most likely activate by similar senario that you are dealing with in the current life.  Base on your database, it then generate a force to create a similar circumstance in order to make you feel what it is like to be in the opposite position.  Or the same setting may happens again if you were meant to learn from that specific setting.  This force usually will apply to human karmic creditor as well.  When one is your karmic creditor in human form, that sense of familiarity may triggered your database to recall the interaction you have with that person in previous life, and then create certain behaviour pattern toward that person.  This, we will talk about it later.  As for now, we will try to limit our topic to those Karmic creditor in ghost form.

So as I said, Karmic creditor looks like a ghost, but is not a ghost, because they lack of self-consciousness.  They are merely a projection from a soul’s database.  That’s also why if you’d ever asked someone to help you rid the karmic creditors, they seemed to always come back again in approx. 6 months of time.  The common method to rid the Karmic creditors is to calm/shut your memories of it, through chanting or ceremony to make you believe that they are gone with satisfied compensation.  But the truth is, as long as you don’t look inside yourself and work the issue within, they will always come back again and make your life miserable.

Seriously, guys… After following my blog for sometimes, I’d thought that you should have known better than that.  There’s no ghost here just to make your life miserable.  Never have and never will.  We soul are all here to evolve.  I am going to give you a concept that may be hard for some of you to take in, especially for those who are dealing with difficult life right now.  But, you are the cause of your reality.  When you take sometime to really understand this concept, you will then understand things all happens for a reason.  and that reason is for you to learn and evolve.  Life is difficult because there’s something in it for you to learn.  We may not figure out what it is that we need to learn right away, but practice makes perfect.  As long as we keep trying, we will eventually find the right answer. We learn through our mistakes.  This means each time you fail, that experience will become an knowledge in your soul that you could carry forwards for many lives to come.

So if any of you are interested in getting rid of your Karmic creditors for good.  My only suggestion to you is, live your life. Deal with people that you can actually see, not those you require a psychic to tell you.  Take the responsibility to be the cause of your reality, and don’t blame it to those Karmic creditor that you don’t even see.  If life is difficult, something needs to be learned. So figure out what it is and learn it well, I can ensure you that karmic creditor will disappear soon enough without you spending a penny for it, and will be gone for good.  Of course, if you’d rather spend money for it (approx. every six months) for an easy way out, go wild with it as well.   Because whatever works, right?  🙂